Relationship Manager at Financial Company

Relationship Manager

Financial Company

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Job Summary
A Multinational financial institution seeks the services of Relationship Manager for Tema, Adum and Suame respectfully.
•  Minimum Qualification: Degree
•  Experience Level: Mid level
•  Experience Length: 5 years
Job Description/Requirements
General Description:
Sales and Business Growth
•  Responsible for ensuring the achievement of monthly targets for both deposits and loans.
•  Responsible for coordinating marketing sales and support activities for the business, including the design, supply, and distribution of marketing materials to prospective clients.
•  Build a pipeline of prospective clients, and actively engaged such clients to convert them to active clients.
•  Organizing customer acquisition activities like market storms.
•  Scan the market and feedback competitor offerings to inform product/process or go-to market strategy reviews.
•  Employ a 360-degree perspective, and a value chain approach on business development to harness potential around clients.

Customer Care and Relationship Management
•  Responsible for ensuring the maintenance of excellent relationships between the business and its clients.
•  Segmentation of client portfolio to inform relationship management strategies.
•  Collect and feedback all client complaints.
•  Responsible for ensuring the effective implementation of service recovery initiatives to ensure that clients complaints are effectively addressed.
•  Coordinate client visits by branch and senior managers.
•  Must ensure client loan requests are processed within prescribed TAT standard of 72 hours
•  Must assist clients by delivering solutions and services as provided by the institution

Credit Analysis
•  Responsible for the assessment of applications made by prospective clients in line with provisions, guidelines and standards as set out in the SME Credit Policy.
•  Responsible for the preparation and presentation of credit requests to the Credit Committee
•  Ensure a credit proposal is based on a thorough understating of a clients’ businesses dynamics, including risks and capacity to service the exposure

Portfolio Quality
•  Must support collections team with “soft collections” techniques when required
•  Responsible for the achievement of monthly portfolio quality standards set for the business
•  Responsible for adherence to agreed Compliance standards.

Reporting
•  Responsible for weekly reporting on progress and performance to Management.
•  Responsible for any other task(s) that Management may assign.


Knowledge, Skills and Abilities Required:
•  Degree in a related field
•  Good selling and persuasion skills
•  Good analytical skills
•  Previous experience in similar role in a reputable institution would be advantageous.
•  A demonstrable network of potential clients ready to on-board
•  Must be focused, organized and able to meet deadlines
•  Must take pride in delivery quality every time.
•  Excellent knowledge of the Ghanaian Small business climate and preferences.


Skills / Attributes
•  Analytical and hard working
•  Self-motivated
•  Excellent communication and interpersonal skills
•  Ability to drive sales whiles maintaining an eye for portfolio quality
•  Team spirit is essential




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